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 MAP or 33715 Zipcode  Waterfront 55 + Community 

           Bayway Isles and Point Brittany 

Diana Sames P. A., Passionate Beach Realtor, 

Serving Buyers and Sellers since, 2001

www.WelcomeToTheBeaches.com 

RE/MAX Preferred

St Pete Beach FL 33706

CALL Diana's Cell Phone @ 727-776-0122

www.PassAGrilleHomes.com

Loving every minute, following the Golden Rule of  Ethics and My Business: Mathew 7:12

Wide Open Water Views on St Pete Beach walk to Sand and Restaurants or Resorts

 Are you Looking for Wide Open Water Views on St Pete Beach with a walk to the Beach and the Restaurants? 

www.RegencyWest.info 

www.ILUVRW

 Regency West I or Regency West II

.com (same content in both)

Click to check if anything is FOR SALE now?

255 units in Both Buildings with a 3-month Minimum on any Rental.

REGENCY WEST I and REGENCY WEST II

Shared Clubhouse with Pool Tables and Gym and both are Professionally Managed by PBM.

Each Building has its own Budget and Rules and Home Owners Association with a Pool and a Dock to maintain with their own PBM onsite 

Maintenance person.

Thank You for Visiting my blog

I love helping customers understand this Real Estate market with over 20 years of selling FLA Beach Living!

I live and work on the Island. It has so much to offer its Residence. 

www.iluvspb.com and really enjoy helping customers findafloridabeachhome either in an A flood zone or X zone, it's a process, and love to help you process and understand the areas on or around SPB so you can make your best decision like i did if you are ready to live in a Pinellas county FLOOD ZONE like I did in 1997. Call me to start this conversation today. The advantages of islandliving on City of St Pete Beach are endless.

Call today

I love applying my skills to make dreams come true for others.

I have represented many Sellers and Buyers as a Transaction Broker 

Diana Sames Realtor

www.welcometothebeaches.com

RE/MAX Preferred

5801 Gulf Blvd St Pete Beach FL 33706

727-776-0122

@flabeachliving

Passionately 

Selling 

FL Beach living since 2001 

I love to Serve.

• (Mark 12: 31)
• Love Your Neighbor As Yourself is the second great commandment of Jesus. It immediately follows His commandment of loving God with all your heart, mind and soul. Following this commandment is the key Jesus Christ gave us for loving others as God loves us. No one should seek their own good, but the good of others. ( 1 Corinthians 10:24)

Verified Reviews

Historical Pass-A-Grille Pineapple home For Sale now 2 of them For Quick Sale

St Pete Beach's historic home for sale under 1 million dollars in Pass-A-Grille.

                                                                      see details here

                                                WWW.PASSAGRILLEHOMES.COM

2 Historic homes join in a love affair with this fantastic coastal paradise called Pass-A-Grille, 25 min 

from Tampa Airport. Today it is affectionately called the Pineapple House.

What with FEMA Rules one can understand the love affair it was to move this a 1935 year built home a few blocks and join the 1925 homes in one seen in this Virtual tour below.

Click on Virtual Tour of this Classic Pass-A-Grille home for sale.

Hmm.. $38,000 to move! "Shall I move this 104 31st ave 10 blocks" Trish seems to be saying. 

Well they did and might i say they did a great job connecting and elevating the home on to the back of there 1925 home pictured below and in the above Pineapple house to and connect at 105 21st ave Pass-A-Grille Florida

 Above is Trish Kelly today with her Realtor Joan Walker saying good buy to me from the front door on 21st ave Pass-A-Grille St Pete Beach 

Click to see pictures details on 105 21st ave St Pete Beach Florida

Quite an accomplishment to join 2 homes both classic

most would wonder why they bothered. Personally, I am glad they Tim and Trish Kelly cared to retain these home reflecting how they lived in the early days of Pass-A-Grille because these homes were made of solid old timbers from Forests long gone. Soon we will be using other products besides wood. I actually saw a big old piece of heavy furniture on the sidewalk and pondered how unfashionable it is today. Modern furnishings are plastic and sleek, right? 

I marveled at how rich this felt being surrounded by all this wood but the light flowing in was equally soothing. I was puzzled when I drove or walked by,  about why the purple wood at the back on the second floor seems to have failed as a facade. Recently I found out the reason was that when the house was elevated the city said they had to take off, discard the SOLID WOOD siding and replace it with NEW siding. What a travesty that must have been to throw out all that good wood that was over 70 years old and strong.  The new did not last 20yrs. Something to say about life today. 

Could true Wisdom for the future be best seen in our ability to reflect and understand the past?

The video above is the second home it became the upstairs area per FEMA Flood Zone compliant that includes this Master Suite with and masterpiece Pineapple Staircase. It shows the office and a patio.


The Layout is seen here in Adobe link format from Pinellas County Property appraiser.

 

See all homes for sale now in 

Pass-A-Grille at www.PassAGrilleHomes.com 

"Could true Wisdom for the future be best seen in our ability to reflect and understand the past?" 

Call Diana Sames at 727-776-0122

                           Vist some history here https://gulfbeachesmuseum.com/history

Buying in Florida 101: What is the 50% rule? Learn more below.

What is the 50% Rule?  How does it affect me the Buyer?

www.WelcomeToTheBeaches.com 

  The Beaches are Barrier Island and definitely in A flood zone.

                                                        Click here to see A-zones seen here is RED.

In order to continue to secure the benefits of participation in the National Flood Insurance Program (NFIP) for citizens of all Pinellas County Beaches cities benefit. It is needful for each City to comply with the Federal Emergency Management Agency (FEMA) requirements for renovations and additions in “AE” and “VE” Coastal High hazard zones. FEMA requirements affect existing buildings that were not constructed at minimum flood elevation when such buildings are “substantially improved”. FEMA has defined substantial improvement; as any repair, reconstruction or improvement of a structure, the costs of which equals or exceeds fifty percent (50%) of the market value of the structure either before the improvement or repair is started, or before the damage occurred if the building has been damaged and is being restored.  
What does a Buyer Need to Know when looking at Beach property on the Barrier Islands?

So you can find out what you need to know and how you can a Savvy Beach investor or Beach buyer.
Here is one on my www.WelcometotheBeaches.com 

MLS #857837280 $259,000 Madeira Beach FL Bungalow built 1940 2 Beds 1 Baths 1,055 Sq.Ft 0.13 acres

Let's Look up at an example. The picture is of a small MadBeach Home Listed at 259k use this one or the one the one I chose below.

Madeira Beach
Are you looking to buy a home in Madeira Beach go to www.MadBeach.info
Choose a fixer-upper home. Copy the address. Then standby.

Visit the City of Madeira Beach Website http://madeirabeachfl.gov/
I took this screenshot picture below from their website. Look under the 78-degree temperature far right, for heading Helpful Links.

NOTE: Left of the malware pop up X
see this link and clink
BUILD SMART - 50% RULE.  

How do you find out how much the house is worth vs the land?
Go to www.pcpao.org 
Search by address
Put in an address or choose one at www.madbeach.info
Here is my example:
14067 MARGUERITE DR
MADEIRA BEACHClick here to this is what you get
http://www.pcpao.org/general.php?strap=153110344522310040 
Each time you may need to Accept their terms of Use.
On the same line as the date on the top far right you see this FEMA/WLM
Click on it it will tell you the valuation for FEMA Purposes.

Diana Sames Proud REMAX Preferred Agent since 2001 - i love my job

Will Flood Insurance Premiums Rise

     Will Flood insurance Premiums rise as is discussed in this flood insurance article by JOSH BOATWRIGHT with headline and article below?

"On the rise: flood insurance    premiums"

/
April 4th 2015 we saw this picture and click for article in the Tampa Tribune.

I love it when people are not afraid to ask a question or be involved in dialogue with conflicting thoughts because with out dialogue things could stay the same 

We can all read, listen, talk and act as best we can on what we are able to do, now.  
When you are deciding to move to Florida we do have Hurricanes. 
If you want to move to the beaches and our beautiful Pinellas County barrier islands where i live you have to know that the "BIG one" could come and if you have a mortgage the house you choose will need to be insurable before you close.  

Some sellers think " i have lived here for many years and my insurance is still really low."  However Insurance companies may grandfather may you in somewhat. They may request a 4 point and a Wind mitigation Report but will scrutinize to new standards and put your insurance up or just get you to update to newer standards. Also, they probably already got notices from Citizens especially before 2 yrs after 2012 and if they still had citizens FLOOD insurance that it would go up. Alternatively they may have been able to change to one of the many newer carriers, who were willing to take a portion of risk in  Florida, after the Government announced they wanted to get out of the Flood insurance business with the Biggert Waters Flood Insurance Reform     

Also using an ASHI Approved Qualified Property inspector they can keep up to date on the changes in Standards  like Electrical. and keep up to date with changes. All help educated a buyer. If issues come up the buyer with their Agent can learn to understand if it is going to be a "deal Killer" or not.  Our most popular  Florida FAR Bar AS-IS Revised 2015 has on line 242 the Buyers right to CANCEL and walk away within (if left blank) 15 actual days. 

                                                     

Please Refer to my insurance partners page on http://flabeachliving.com/  

Here is what Insurance agents look at the insurance journal and a local Insurance company who insures St Pete Beach Florida where i live and work and play.

I found this article today while looking for some current information to give to a buyer excited at the prospect of being able to move to a warm climate and raise hopefully raise their family here. I realized i had not updated my blog. Back in October 2012. Business stopped for the whole month for local realtors and brokers while we all tried to understand and educate buyers and sellers on the impact of the Biggert Waters Flood insurance Reform  Act put out by FEMA 
i found this article today and thought it would be helpful 
April 4th 2015 we saw this picture and click for article Tampa Tribune.
Below is a comment i made to a question asked from local St Pete Beach Resident " Are realtors telling buyers? " so as i responded below this picture of the southern tip of St Pete Beach FL

"if only we could have that Crystal Ball, We can watch trends yes.I can disclose that Condo fees will go up and Insurance will go up jsut like everything else! We do know the government has run out of money. There are other insurance carriers and I am sure they are in business to do business, so their rates will go up, too. Mortgage rates will go up. If a buyer wants to live in a 100 yr Flood Zone, A, then there are risks. Some buyers are ready to take that risk but for those who are not ready there are plenty of evacuations zones with less risk or better still High and Dry X zone areas that are 15 minutes to the our lovely Pinellas beaches or waterfronts where most buyers dream to be, However even there their Roof can be taken off. All Life is a Risk. Some people pay twice as much for the same insurance as another but one person pays the lowest cost to rebuild and other pays for the higher $ amount to rebuild. One person pays the low deductible another takes a risk and pays a higher deductible so they pay a lower annual $ rate. These are personal decisions. As a realtor I try to direct buyers to Insurance agents who will help them with Quotes and help them understand their policies and risks. In buying a house the most important thing is that an insurance company find it insurable. (some Buyers do not understand this B/C they just want the house!!) They determine if it is, with a 4 point and the Wind mitigation report and Flood Elevation certificate, if in a flood zone. I have ordered and paid for these inspections, so that buyers can have the tools to communicate to their trusted insurance agents regarding the specific house.These reports are in the Language of Insurance ready to send to 2 or 3 insurance agents for quotes. See these reports of 2 of my listings under Documents on the side barhttp://myhighanddryhome.com/ and these Waterfronts http://mythreepalmspoint.com/ http://islandliving.info/both property websites. My job is best best served as a Realtor by giving buyer's and seller's options."


I certainly don't think anyone has all the answers when i don"t know i will tell you!

Pass-A-Grille Gulf Front Triplex For Sale 605 Gulf Way St Pete Beach FL 33706 is pocket listing that i have for sale  built in 1920 it is almost 100 years old and was built to be a beach home. The owner said it has not had any damage in the years ha has had it. Especially the recent storms .  I noticed the awesome high ceiling seem to shows no signs of cracking and the raised wood floors have not suffered flood water or Gulf water as far as history shows but am not an insurance inspector or a building inspector!!!

 

to see more details on this Gulf Front Triplex For Sale cllck on Pagbeach

Call me with any questions 

Diana Sames Selling FLA Beach living since 2001 click to see homes for sale at mystpetebeachhome
REMAX Preferred
5801 Gulf Blvd St Pete Beach Fl 33706
727-776-0122