What is the Difference between HO 6 and HO 3 insurance

Homeowners policy unit owners form 6 (HO 6)

Part of the Insurance Services Office, Inc. (ISO), homeowners forms portfolio, the HO 6 form covers the real property interest and the personal property of insureds who own a unit in a condominium or share an ownership interest in a cooperative building.  It also provides personal liability coverage and medical payments coverage. 

This form is similar to the HO 3 in many ways but provides less real propertycoverage since it is designed to coordinate coverage with a master policy covering the structure and common areas that the condominium or cooperative association purchases.

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